Private Credit for Businesses
Flexible Capital for Situations That
Require More.
Blue Sanctum evaluates flexible private credit solutions for businesses with identifiable financing needs, credible repayment plans, and appropriate collateral or other credit support.
Traditional financing works well when a transaction fits within traditional parameters. Many good businesses face situations that do not.
Financing Built Around the Situation
Every opportunity is different, and we do not believe private credit should be approached with a one-size-fits-all structure. We generally evaluate situations involving:
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Short-term capital that bridges a gap until a longer-term source of financing or a defined liquidity event occurs.
We also consider other circumstances where traditional financing may not provide the necessary flexibility.
What We Look For
Clarity Matters.
The strongest opportunities are usually the easiest to understand. Character matters to us — we want to work with people who communicate openly, understand their obligations, and approach a financing relationship in good faith.
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What does the company do, how does it make money, and who is responsible for operating it?
Typical Transaction Profile
$1 million – $15 million
Typical Loan Size
We are open to considering opportunities above or below this range when the circumstances warrant it.
Less than two years
Typical Duration
We have a preference for shorter-duration opportunities, particularly those expected to repay within approximately one year.
United States
Geography
We evaluate opportunities nationally, with particular familiarity and relationships in Texas, Florida, and Minnesota.
Customized to the transaction
Structure
Pricing, collateral, maturity, repayment provisions, reporting requirements, and other terms are determined based on the specific opportunity and its risk.
Why Private Credit?
When a Bank Isn't the Right Fit
A business can be strong and still have a financing need that does not fit conventional lending criteria. Private credit can provide greater flexibility around:
- Timing
- Transaction structure
- Collateral
- Repayment events
- Unusual or complex situations
- Short-duration needs
Flexible Without Being Complicated for the Sake of It.
We are willing to consider creative structures when they make economic and legal sense. But financing should remain understandable. The borrower should understand its obligations. The investor should understand the risk. Blue Sanctum should understand exactly how the transaction is expected to work.
We prefer clarity over unnecessary complexity.
What to Send Us
You do not need to send us every document your business has ever produced. For an initial review, we primarily want to understand:
- What your company does
- How much capital you need
- Why you need it
- How quickly you need it
- How long you expect to need it
- How you expect to repay it
- What assets or collateral may be available
- Any other information you believe is important to understanding the opportunity
Submitting an inquiry does not constitute an offer or commitment by Blue Sanctum Credit Partners to provide financing. Any potential transaction remains subject to review, due diligence, approval, documentation, and applicable legal requirements.
Start a Financing Inquiry
Share a clear overview of your business, capital need, timeline, and repayment plan.